James T. Kratovil

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Charles Town West Virginia Bankruptcy Firm

James T. Kratovil


211 W. Washington St.
Charles Town, WV 25414

Phone: 304-728-7718
Fax: 304-728-7720

James T. Kratovil's Websites:
www.charlestownlaw.com

Counties Served:

Berkeley, WVJefferson, WV

Areas of Practice:
Bankruptcy
Criminal Law - State
Dui / Dwi

A native of Pittsburgh, PA, Jim attended Point Park College and earned a BA in Political Science, Cum Laude. In 1976, he earned his J.D. from California Western School of Law. Jim then moved to central West Virginia where he provided legal counsel to clients as a solo practitioner for 15 years. Jim established himself as a prominent leader in legal community. He served as an Assistant Prosecutor, became active on Disability law and mental health law. Jim has since moved his practice to Charles Town, WV in 1991 and is a sole practitioner serving his community.


Creditors are subject to state law provisions incorporated into bankruptcy cases. If a bankruptcy court lifts the automatic stay and permits a specific creditor to seize and liquidate property subject to a lien, creditors must obey all state law limitations on collection practices. For more information, see legal assistance for debtors. Also, all statutory provisions depend on conformity with the prohibition against fraudulent conversions creating exempt property.